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Updated over 3 years ago on . Most recent reply

Charles Burkeen's profile image
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Charles Burkeen
  • from Del Rio, Texas
  • Member since Jun 20, 2017

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Charles Burkeen's profile image
Charles Burkeen's profile image
Charles Burkeen
  • from Del Rio, Texas
  • Member since Jun 20, 2017
Charles Burkeen
  • Del Rio, TX
11
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25
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Creative Real Estate Financing

DSCR loan construction

Charles Burkeen
  • Del Rio, TX
Posted

Are DSCR loans available for construction of fourplexes??

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Mohammed Rahman's profile image
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Mohammed Rahman
  • Real Estate Broker
  • from New York, NY
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Mohammed Rahman's profile image
Mohammed Rahman
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  • from New York, NY
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Mohammed Rahman
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Mohammed Rahman
  • Real Estate Broker
  • New York, NY
Replied

Hey @Charles Burkeen - as the name DSCR implies: debt service coverage ratio - means the bank can lend based on the net income of the property. If the property hasn't been built, there's no income.

You might be able to work out a bridge loan that then refinances into a conventional or DSCR loan with the same lending office you're working with. Just my $0.02.

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