SBA loans for vacation rental

[Dan Aharon]

Hi folks!

I am building a vacation rental from scratch in what is going to be a 2-year project in the Miami,  FL area.

I have bank lending secured for the construction, but I expect to end up spending ~$500k above the loan amount when all things are considered (including soft costs, landscaping, furniture).

I was wondering whether anyone has experience with getting SBA funding for vacation rentals as a business? 

I know that normally SBA loans can't be used for rental properties, but not sure what the rules are for vacation rentals as I won't exactly have an ongoing tenant and it's more run like a business. I own a few other VRs so can potentially make the case that additional spending (for furniture, landscaping, etc.) is needed to build this new business.

Has anyone tried that before? Any idea if that will work?