Hard Money Loan

[Nikita Odnoralov]

Hey - I just got UC for a condo flip here in Denver. The purchase price is $176,000 and the ARV is $250,000 with several recent identical comps in the same complex. I need a hard money loan that will allow me to put less than 20% down. Closing is Feb. 27th.

I have a lender I work with often but they want 20% down and I'm trying to minimize cash out of pocket for this flip. Historically, I've done these for 3 weeks or less and plan to have it listed within a month. 

Any ideas?