How to Utilize a High Down Payment and Good Credit to Leverage for First Purchase?

[Vincent Anthony bratt]

Hey!

I'm looking to get into my first deal in the next few coming weeks. 

I've managed to build up a good chunk of cash to use in my first property purchase, and I am having a lot of trouble utilizing that cash as leverage to gain the required funds necessary to purchase the first property.

The property itself is a piece of raw land with a well and septic, the entire deal is going to be just about 100k, and I have 40k ready to go now. Land is in Maine!

I have looked at a variety of online financing options, SoFi etc, and have only been able to get approved for a personal loan of 25k, putting me just about at 65k, still too short. 

I just want to know if there are any other kind of loans or programs available that would maybe be able to fill my financing gap? 

I would try a standard route, but I have an odd employment history for anything conventional.

Thanks for any thoughts or insights, looking forward to getting my first deal!

[Ernesto Garcia]

Vincent, 

We should be able to do a 50% LTV bridge loan on the purchase of this property. Extremely low doc, just need 720+ FICO, POF, and a deal.