Mortgage Loan fees Roll up?

[Jimbo Rocks]

On an investment property. I am pulling equity/cash.  Weighing the pros and con of rolling fees into loan.  

I am thinking of rolling the origination fee of 14k into the loan

Fees rolled into the loan will cost me over the life of the loan more mullah/dinero....... I get it. But I am not paying the loan my tenants are.

So does it make sense to hold on to my money/cash and not pay the fees up front even the long term it costs more?  

what do you all do?  

* I plan of owning this property for aLong term at least 5 years more likely

* the monthly mortgage payments are covered by rent

 I hope this all make sense