Needs Downpayment Funds

[Beau Alesi]

So I have (2) houses. One primary and one rental. They each have about $350k equity.

I already have a $80k HELOC with about $35k utilized.

I'm trying to get a loan for about $100k.

I have about 830 credit score and make about $170k year. 

I have been denied by my current bank holding the HELOC and by Rocket Mortgage.

They say my debt to income is a bit too high. 

I'm going to need the money in about 3 weeks possibly.

Any know of any other funding avenues that may be a little more lenient? Thanks alot. 

[John Veltkamp]

Have you looked at cash out refis?  that may work for you.  OR. YOu can try a hard money loan, but the first rule of a hard money loan, is you have to have a way to pay off the hard money loan, which is usually with another loan anyways.