Don't know how to overcome seller's 1 objection to sub-to

[Elliot Tan]

Hey everybody! Have a situation where it makes the most sense for the seller to sell her house on a sub2 deal. But because she just went through a nasty divorce, she doesn't want to be tied to her ex-husband AT ALL, even on a mortgage they aren't paying anymore. Is there some way to get him off the mortgage, so that it's just in just her name? Can she do a quick deed of some sort and then have whoever is servicing the loan take his name off the loan? Are there any scenarios where I can help her overcome this one objection she has to selling sub2?

[Jay Hinrichs]

Quote from @Bill B.:

It's a QUIT claim not a quick claim. That would take him off the deed but not the mortgage. She would have to go out and get a new mortgage, there is zero benefit to the bank of taking him off the mortgage. This is a classic list it on the MLS, sell and move on with your life. Pretty obvious she wouldn't be able to get another loan for another place to live with this mortgage outstanding.

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