Creative Financing Thoughts

[Ken M.]

Be aware - Subject To is creative financing

Land Contracts are creative financing

Lease Options are creative financing

Wraps are creative financing

Owner Financing is creative financing

However "Subject To" is Not "Land Contract" which is not "Lease Option" which is Not "Wraps" which is Not "Owner Finance"

Be aware

Chevrolet is a type of car

Ford is a type of car

Mercedes is a type of car

Yugo is a type of car

Buick is a type of car

However "Chevrolet" is Not "Ford" which is not "Mercedes" which is Not "Yugo" which is Not "Buick"

There are advantages to using the right terms in order to get the correct answer to your question. 

[Ken M.]

Quote from @Mike Grudzien:

But the question remains: can I get Owner Financing on a Mercedes?

OK, but seriously: yes terms need to be specific and appropriate!

Good play. ;-)

I had to explain that those techniques are different, since so many questions recently have conflated "SubTo: and intertwined other forms of creative finance therein.

Since historically, it's always been "Subject To", "Sub2" or "Subject 2" all variations of the same thing, when I see it as "SubTo", I know that was coined by a certain guru on youtube who either isn't teaching things clearly or his lazy students who aren't paying attention. There is no such thing as a bad question, but there is a such thing as a bad analysis and bad argument.

Either way, they aren't detailed enough to carry off the technique without getting sued at some point.