Looking to acquire a home using creative financing

[Jose Sanchez]

I am very interested in a property that is a SFH and has two ADUs on it. I am not in the perfect position to qualify for the home the traditional way though lenders, for now. I can easily afford the payment at market rates or maybe a little higher. I wanted to present a self financed option but have not dont this before. I know they have the home paid off, just not sure if this is the best approach or if theres some other creative financing that I can leverage? Any Ideas?

Property is 1.38-1.4 million and I have about 200k to work the deal. Property would upgrade me to a bigger home for my growing family and the ADUs would provide extra income (4k a month) as well as my current home would rent and cashflow a tiny a bit. 

Open to all suggestions. 

[Todd Kime]

Hello Jose, where will the property be located at?