Closing Costs on DSCR Loan Question

[Ben Wierschem]

I am closing on my first investment property in Temple Texas tomorrow morning with a dscr loan and was sent my closing disclosure only a few hours ago. The lender has the closing costs at $18,000 on a home thats only $165,000 and I am putting down 20%. The property also as mortgage insurance on it which I assumed would not be included with a 20% down on a dscr loan. This seems extremely high to me and it seems like there really isn't much time left to negotiate and wanted to make sure I wasn't crazy for thinking this or if I am missing something. Let me know what yall would do in this situation!

[Patrick Michael]

Those closing costs are a massive red flag.   I'd walk away based on that alone.