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Updated over 9 years ago on . Most recent reply

Kevin Raye's profile image
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Kevin Raye
  • Wholesaler
  • from Miami, Florida
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Kevin Raye
  • Wholesaler
  • from Miami, Florida
  • Member since Jun 8, 2009
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Kevin Raye
  • Wholesaler
  • Miami, FL
9
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Creative Real Estate Financing

Refi rental with low credit

Kevin Raye
  • Wholesaler
  • Miami, FL
Posted

I have a rental property that I have a Hard money loan with. I want to refi. but my credit is low, so now I've been thinking about selling. I owe 35k and its ARV is around 90-105k. Does anyone know of a bank or creative way that I can refi. with a low score and keep the property?

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Ned Carey
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Ned Carey
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  • Baltimore, MD
ModeratorReplied

Perhaps a private lender (friend family or associate).  Arel you looking just to get out your $35K or are you trying to pull the max amount of money out. A local or smaller regional bank may consider it even with a  a low credit score if you are getting a very low loan to value ratio. 

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