Subject to and PITI

[Ed Register]

I'm new to doing a deal Sub2 and wanted to know how you handle a loan that has Taxes and Insurance included? I'm assuming once you get the deed and recorded the Taxes will become your responsibility and Insurance should be a policy you own not the Seller. However if you try to change these things then the Lender would be notified and I would try not to raise questions and chance them triggering due on sale.

Any ideas or advice would be greatly appreciated!