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Updated over 8 years ago on . Most recent reply

User Stats

649
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52
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Steve S.
  • Dallas, TX
52
Votes |
649
Posts

Using TD Ameritrade margin for down payment?

Steve S.
  • Dallas, TX
Posted

Anyone done this?  I have a substantial portfolio there and it seems I could get a margin loan to pay a downpayment on an investment property for a short period of time. 

Interactive Brokers has significantly lower margin interest rates so I may consider moving my portfolio over there. 

Most Popular Reply

User Stats

649
Posts
52
Votes
Steve S.
  • Dallas, TX
52
Votes |
649
Posts
Steve S.
  • Dallas, TX
Replied

Thank you for the thoughts.  The purpose of this would be to lock in on a good deal ahead of interest rates rising and pay it off in 6 months or less.  If I sell stock, I trigger some significant capital gains in stocks i plan to hold longer term so I'd prefer to avoid that.  

The other option is wait until I have more cash accumulated, but by then, this deal will be gone.

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