Seeking creative finance to out 20% down to avoid PMI

[Krunal Patel]

Hello BP'rs,

I have just signed contract for my first residential townhouse in PA Bethlehem area. I am seeking creative financing idea to put 20 % down together to avoid PMI completely. That is the only thing I want to do because its complete waste of money, not worth it. Saving money for my next target to buy 4plex by next year. So Anybody has any kind of creative idea which can help me to fund 10-15% and I come up with 5% would be greatly appreciated.

Thank you,

Krunal