Investment Property loan from Spouse

[Rian Ash]

HI BP Gurus,

Here is my situation. I own 4 properties, 1 primary and 3 rentals, I am the only one on the title and mortgage of all these properties. Now, my wife is looking to buy an investment property which will cost around $500K, we will be contract in couple of days. She will be the only one on title and mortgage. 

She needs to put 20% downpayment (so around 100k) but has only close to 80K in her account. I have enough money in my account to cover the difference but I am not sure what is the right way to provide her that money so she can move forward with the conventional loan. 

Any suggestions on how to make up that 20K difference and take a conventional loan?

Thanks,

Rian