Skip to content

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
Followed Discussions Followed Categories Followed People Followed Locations
Creative Real Estate Financing
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

User Stats

254
Posts
100
Votes
Jake Kain
  • Flipper/Rehabber
  • Phoenix, AZ
100
Votes |
254
Posts

VA Loan with tenant in place

Jake Kain
  • Flipper/Rehabber
  • Phoenix, AZ
Posted

Hi BP!

My wife and I are a week away from closing on our SFR! We have been looking for the next place for months and have yet to find something that works for us. We have set our sights on a cheaper townhome in the Tempe area next to ASU. It is a downsize for us but allows us to keep our expenses close to where they are at in our SFR. We will likely be there for a couple years and then resell or keep it as a rental, whichever makes sense when the time comes.

However, there is currently a tenant in place until the end of July. We plan on using a VA loan, and I know that means we have to have to intent to occupy, which we definitely do. However, if I remember correctly the VA wishes you occupy within 60 days and obviously the tenant will be there closer to 120. If I show the VA proof of the lease in place, will they allow this extension? If not, I will look for alternative solutions. Thanks!

Loading replies...