Advice on cash out refi

[Carlos G.]

Not sure if I posted in the correct forum.

I own a few properties in South Florida, including a residential condo in an LLC which I've had for a number of years. I am trying to do a cash out refi. I find that the options have been very limited. For example:

• One bank wouldn't lend to me because it was in an LLC.
• One bank would max the loan at $100K.
• One bank recommended that I transfer the title to my personal name for the closing and then back to the LLC after the closing.
• LTVs ranging from 45% to 70%
• Interest rates have been about 5%, some with fixed terms. [this was the only good news, but would require some hoops]

Am I not asking the right questions or am I not going to the right institutions? I’m trying to establish a mutually beneficial relationship with a banking institution so that I can grow. Am I not going to the right place? Can someone please offer me some alternatives?

Thanks for any advice, 

Carlos