Line of credit with no DTI requirement?

[Farrukh Amini]

Hello BP community!

So we're looking to unlock some equity on one of our properties to use as a downpayment on another investment. However we keep running at one problem: high DTI ratio. I've spoken and done applications with big banks and smaller lenders but both ruled out a cash out refi or heloc due to high DTI ratio. I'm looking to see if anyone has gotten a line of credit through a lender that didn't require a DTI. A debt service loan has higher rates which is not working either. Would greatly appreciate any input and guidance.

Thank you in advance. 

Farrukh