Refinance FHA to Conventional & HELOC
I purchased a duplex with FHA financing in July 2019 that I still occupy. I bought the property off market at a discount and with appreciation now have 20% equity. I was considering a cash out refinance to tap the equity but landed on 100 LTV HELOC product which I am in the process of completing now. My question is can I refinance the FHA to conventional to drop PMI even with the HELOC? In hindsight, I think I should have refinanced to conventional then pulled the HELOC. Also, if the latter is the case, is this still an option as I haven't completed the HELOC yet? Thanks in advance.