Lender for self employed?
Are there any lenders for small business owner?
Im trying to buy my first home and looking for lender can pre approved by using the business incomes instead or personal income since I take small pay and put everything back into business. I have owned the business for about 4 years with $300k-$350 annually.
Please let me know if anyone knows anyone!! Thank you!
Most Popular Reply
I'm here in Cary, NC and am also self employed. I have had good luck dealing with Southern Bank. They are a sister bank of First Citizens but Southern Bank keeps their loans on their balance sheet. This means that their underwriting process is a little different than the bigger banks and it is easier for self employed people to deal with them. PM me and I can send you my banker's contact info.
I've also heard good things about Fidelity Bank NC, Allegacy Credit Union and also Bank of North Carolina.