Cash out Refi in Michigan

[Eric Green]

I bought a house in Hazel Park Michigan January of last year for $87k.

My debt is $60k at a 5.5% rate with Lima One Capital. 

Current home value is $145k.

I'm looking to refi for a better rate and cash out 30 to 40k.

Any advice on banks the best Banks or Credit Unions to accomplish this?

Thanks!