Looking for 1st lien position heloc

[Glen Clemmons]

Hey there! I’m in NC. My first question, is there a credit union or bank that will payoff my mortgage using a heloc?

Context: I do not have a HELOC now, but I'm interested in having a 1st lien position HELOC instead of the traditional mortgage + 2nd lien position HELOC. My mortgage balance on my primary home is $266k. My house is worth ~$450k. Let's say the LTV is 90%. Are there banks out there that would take the 90% LTV and "payoff" the mortgage, leaving the $266k balance on the heloc and giving it a 1st position lien status.

Is it possible to refinance into a Heloc?

Has anyone ever done this or have a creative way to get to that 1st position status?

Thanks!