Ownership Recommendations: LLC, Trust, Other?

[Charli Stevens]

Good day to all! Thank you in advance for reading my post and any possible suggestions. So, in reviewing another thread on here, I came across some useful information regarding transferring property ownership via Quit Claim deeds. And, thank you to that person for pointing it out! It seems that if we utilize a Conventional mortgage to purchase a rental property (that must be done in our names) and then do a Quit Claim deed on it (as the Real Estate agents recommend) that the bank can activate a transfer of ownership claim and consider the loan due in X days. Not exactly a great scenario. 

So, we have an LLC set up for the rental business. But, it is my belief that the properties should not be titled within that LLC. That LLC should remain strictly for the Property Management end of our business.

My question is what is the best way to title our properties? LLC? Irrevocable Living Trust (our primary property is titled this way)? Something I'm not aware of? Should each property have it's own legal ownership entity (this has been suggested to us) or should they be held in one place?

We do want to protect our risk. But the possibility of having the loans called in if we transfer ownership on financed properties makes investing in new properties difficult.... Thoughts? 

Again, thank you! Have a lovely day!