How to refinance into an IRA

[Stephen Menke]

I have an owner occupied townhome in my name that has about 40% equity in it. I am planning on moving out and adding it to my rental portfolio. However, I need that cash I have in the house. One solution that comes to mind is to refinance into an IRA. Is it possible to do this? TL:DR I need to pull out a significant portion of the equity I have in a property. Can I refinance it with IRA funds, thus pulling my unregulated cash out of the property?

[Brian Eastman]

@Stephen Menke

You absolutely may not do this.

IRS rules for IRA plans prohibit any kind of self-dealing. Your personally owned property is poison to the IRA.