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Joshua Kohl
  • Savannah/Rincon
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Tax deductions and personal income

Joshua Kohl
  • Savannah/Rincon
Posted
Do deductions for investment property (depreciation, property mgmt, mortgage interest, etc) only count against your rental income or can it also apply to personal (w2) income? I only have 1 investment property currently. I tried googling and couldn’t find anything.

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Paul Allen
  • Financial Advisor
  • Virginia Beach, VA
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Paul Allen
  • Financial Advisor
  • Virginia Beach, VA
Replied
Originally posted by @Joshua Kohl:

What are the income requirements?

MAGI below of $100,000 you can deduct up to $25,000 of passive (rental) losses against other income.

MAGI above $150,000 and all passive losses are suspended - meaning you carry them forward to future years.

MAGI between $100,000 and $150,000 you are pro-rated on a straight line. For every $2 of income over $100,000 you lose $1 off the amount (up to $25,000) of passive losses that can be deducted against other income. 

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