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313
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Michael R.
  • Real Estate Investor
  • NY
87
Votes |
313
Posts

Unpaid HOA fees-Unimproved land

Michael R.
  • Real Estate Investor
  • NY
Posted

Hello All,
I bought some land in pa back when I was 18. I bought it directly though the county and it was a vacant lot. Now 10 years later I just want to dump this land as I dont plan to live there and have moved on to other things. I have not had the land perked so I dont know if it is build able or not.

Anyway I have hoa fees due for the last few years that I have not paid. I owe about 900$ and now I am getting letters from a collection agency. I am wondering what they can do if I dont pay the HOA. I know they can lien and I dont care about that. I am more concerned about my credit and can they garnish wages etc. I would rather just let them lien and take back the land but I want to protect my credit as well. Can they report to the credit agencys? They dont even have my ss #.

I bought the land for about 200$ and have been paying for the HOA for the last 8 years. I feel like a deadbeat for asking this kind of question but I really have no other way out of this.

Thanks in advance

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