Insurance agent needed - Bham SFRs

[William Barr]

I am looking to get insurance on rental properties purchased in Birmingham, AL. All properties will be SFHs, and rented out via section 8 program. All of the insurance companies I've talked to want to price my premium based off "replacement cost" for the area. That typically ends up coming to around $150k in replacement value, so the quoted premium is always >$100/mo.

However, these homes are around $60k-80k (in good condition). So paying $100+ a month is overkill for me.

Does anyone know any good companies/agents who can work with section 8 investors?

Thanks!