Skip to content

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
Followed Discussions Followed Categories Followed People Followed Locations
Classifieds
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

User Stats

3,434
Posts
713
Votes
Jo-Ann Lapin
  • Loan Officer
  • Tustin, CA
713
Votes |
3,434
Posts

Hard Money Loans for Soft Money Terms

Jo-Ann Lapin
  • Loan Officer
  • Tustin, CA
Posted

Hard money loans for Junior financing in California

California Junior Lien Loans

Need a Junior Position loan? We provide 2nd & 3rd position hard money loans for Commercial & Residential California real estate that is non-owner occupied, built for spec, held for investment purposes, or owner-occupied if for business purposes.

Junior Lien Program Highlights

This program provides Private Money Financing for Second & Third Mortgages (trust deeds) on business or investment purpose transactions.

  1. 2nd TD or 3rd TD
  2. Business Purpose ONLY
  3. Loan amounts from $35k+
  4. 60% CLTV on Refinance Loans
  5. 65% CLTV on Purchase Loans
  6. CA - Rural, Suburban, Urban


We are qualified, experienced, and understand the specifics of Junior lien lending and can best serve your junior financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 


Property Types

  1. Multi-Family
  2. Commercial
  3. Industrial
  4. Residential

Loan Purposes

  1. Acquisitions
  2. Operating Capital
  3. Refinance
  4. Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Please feel free to give me a call for more information or to discuss a loan SCENARIO.


Copyright © 2022 - 2023 Hanover Mortgage Company.

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure: All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.

  • Jo-Ann Lapin
  • [email protected]
  • Offering