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Jo-Ann Lapin
Pro Member
  • Loan Officer
  • Tustin, CA
704
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3,384
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California Lot & Land Loans

Jo-Ann Lapin
Pro Member
  • Loan Officer
  • Tustin, CA
Posted Mar 11 2024, 10:50

California Lot & Land Loans

Need funding for a land or lot transaction? We arrange Lot and Land financing for a variety of property types and loan purposes on unimproved/improved, subdivision, and infill locations held for investment purposes.

Land & Lot Program Highlights

This program provides financing for lot or land that is either raw, unimproved, or improved.

  • Business Purpose ONLY
  • Must be in a liquid market
  • 1st TD or 2nd TD
  • LTV/CLTV Case-by-Case (AS IS/FV)
  • Can utilize equity from other properties to qualify
  • Loan amounts from $50k+
  • Financing requires the availability of utilities at/in the street, or nearby in order to qualify.


We are qualified, experienced, and understand the specifics of land lending and can best serve your land financing needs.

Did You Know That We Are One Of The Few Lending Companies Still Arranging Land Loans?

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 

CLICK HERE for Scenario Inquiries

Property Types

  • Agricultural
  • Commercial
  • Industrial
  • Residential

Loan Purposes

  • Acquisitions
  • Lot Sales Programs
  • Refinance
  • Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.


Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102

[email protected]

CA DRE License ID: 01203203

NMLS I.D. Number: 258823

Copyright © 2022 - 2023 Hanover Mortgage Company/DBA Hanover MC.

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

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