Updated about 1 month ago on .
📽️ Bridge vs DSCR Timing - When a Refi Makes You Money vs When It Bleeds You 📽️
📽️ Most investors talk bridge → DSCR like it's automatic. Rehab done, refi out. Simple.
But the investors who scale know it’s not about completion - it’s about proof of stability.
If your appraisal, rent roll, bank deposits, tax updates, and lease seasoning don't align inside the same 60–90 day window, DSCR lenders squeeze leverage, price harder, or delay you into extra interest carry.
Investors lose money not because the asset underperformed - but because the refi was mistimed.
📩 We just released a breakdown video walking through:
• When income is considered real - not projected
• Why the DSCR file must look like a business, not a construction site
• How timing appraisal vs rent deposits affects LTV
• The refinance window where the math finally favors you
If you're on bridge now - or planning to exit into DSCR - you'll want to watch this before you pull the trigger.
DM directly if you want us to model your specific bridge → DSCR refinance window.
Phoenix Funded
305-439-9511 📞