DSCR- Two Best Options we ran for 2025
15% Down DSCR Loans (now with up to 6% seller credits)
This is huge for us.
→ DSCR HELOCs (yes… on rental properties in an LLC)
Game changer.
You can open a line of credit on a rental as a second lien, structured as a DSCR loan. No personal income, no DTI, no nonsense — just rents.
- Up to 70% CLTV
- No seasoning
- No prepayment penalties
- And it's an actual HELOC — not a fixed 2nd mortgage
If you’re trying to scale your portfolio DM me and I’ll walk you through options.
I’m running these programs right now for a lot of local investors.
Hope that helps — let’s get you set up for a big 2026.
Offering