Florida Condotel and Short Term Rental Financing Available

[Ebonie Beaco]

Looking to invest in a condotel or short-term rental property? Financing options may be available for investors purchasing or refinancing condotels, resort-style units, and other eligible short-term rental properties through experienced direct lenders.

What Is a Condotel
A condotel, short for condominium hotel, is a property where you own an individual condo unit that operates like a hotel or resort. Units are typically rented on a nightly or short-term basis and may be professionally managed, allowing owners to generate income without handling daily operations.

Benefits of Owning a Condotel or Short Term Rental
→ Income potential from nightly and short-term rentals
→ Professional management options available in many properties
→ Ownership in high-demand resort and tourist markets
→ No long-term tenant management
→ Potential personal use combined with rental income

Financing Highlights
→ Purchase financing may be available up to 75% loan to value
→ Cash-out refinance options may be available
→ Short-term rental income may be considered
→ Hotel-managed, Airbnb-style, and other short-term rentals may qualify
→ No minimum square footage on select programs
→ Multiple documentation options depending on the lender
→ Investor and second home scenarios may be allowed

Ideal For
→ Condotels and resort-style properties
→ Short-term rental investors
→ Vacation rentals and hotel-managed units
→ Other eligible short-term rental properties
→ Properties located in Florida and other qualifying markets

Condotel and short-term rental financing is not offered by all lenders and guidelines vary by property type, market, and borrower profile. Many investors lose deals by assuming financing will work like a traditional condo loan.

👉 Contact us today to review your condotel or short-term rental deal and see if it qualifies.  Before you make an offer, submit your deal for review. Getting your financing reviewed upfront can help you avoid denied loans, lost deposits, and failed contracts. If you are serious about investing in condotels or short-term rentals, start with a financing strategy that actually fits the property.

Ebonie Beaco Is Licensed In The Following States:

→ Alabama Arkansas California Florida Georgia Illinois Indiana Kentucky Michigan Missouri Virginia