PM statements ≠ lender‑grade reporting (DSCR & T12 explained)
Many investors find out too late that property management statements don’t show what lenders actually underwrite.
For refinancing and DSCR loans, lenders focus on:
- NOI
- DSCR
- Trailing‑12‑Month (T12) performance
Monthly reporting that tracks these consistently makes refinancing much smoother.
If anyone wants, I’m offering a free DSCR check for one property to show how lenders see the numbers.
Offering