Are Prepayment Penalties allowed on DSCR Loans in Nebraska?

[Robin Simon]

Prepayment Penalty Rules for DSCR Loans in Nebraska

Prepayment Penalties are Fully Allowed with no restrictions for DSCR Loans in Nebraska. Statutory provisions related to prepayment under Nebraska Revised Statutes Chapter 45 apply only to consumer loans, which are defined as “loans primarily for personal, family, or household purposes." Business-purpose loans, including DSCR Loans, are thus excluded from these prepayment penalty provision restrictions. As such, DSCR Lenders can typically offer all standard prepayment penalty options such as Descending Prepay Penalties (i.e. “4/3/2/1”), Flat Prepay (i.e. 5/5/5/5/5) or other tailored structures in the Cornhusker State.

FULL Complete 2026 Guide To DSCR Loan Prepayment Penalties

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