How Flippers Are Getting 100% Financing On Their Next Deal

[Joyce Ann Magallanes]

Most investors don't realize this is even possible — but experienced flippers are closing deals right now without putting their own cash into the purchase or the rehab.

Here's how it works:

1. 100% of purchase + 100% of rehab costs* — covered No need to tie up your own capital. The right loan structure funds both, so you can keep your cash free for the next deal.

2. No appraisal. No income verification*. The deal gets evaluated on ARV — what the property is worth after renovation — not your tax returns or pay stubs.

3. First-timers aren't locked out You don't need 10 flips under your belt to qualify. There are programs built for investors still building their track record, on qualifying deals.

4. Deals from $100K to $5M Whether you're flipping a single-family or scaling into larger projects, the loan range is wide enough to grow with you.

The biggest mistake I see flippers make is assuming they need a 20–30% down payment to get funded. That assumption alone has kept a lot of good deals off the table.

Have you ever passed on a deal because you thought you didn't have enough capital? Drop it below — curious how common this is.


*Rates, LTV, and program terms are subject to change and vary based on borrower credit profile, property type, and market conditions. Not all applicants or properties will qualify. This is not a commitment to lend. All loans are subject to underwriting approval. Programs available on investment properties only.