📉 Negative DSCR doesn't mean no loan

[Camile Case]

The property doesn't fully cash flow yet.

Most lenders stop there.

We don't.

Negative DSCR programs look at:

• Borrower liquidity and reserves
• Path to stabilization
• Asset quality and market strength
• Exit clarity

What's available:

• 80%, 85%, even 90% LTV with subordination structure
• No/low reserves options
• Low FICO — LTV adjustment not a decline
• First-time investors welcome
• $250K–$20M+ — closings in 14 days

DM me the deal. Drop DSCR below.