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22
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3
Votes
Camile Case
  • Developer
  • Fort Lauderdale, FL
3
Votes |
22
Posts

πŸ“‰ Negative DSCR doesn't mean no loan

Camile Case
  • Developer
  • Fort Lauderdale, FL
Posted

The property doesn't fully cash flow yet.

Most lenders stop there.

We don't.

Negative DSCR programs look at:

  • Borrower liquidity and reserves
  • Path to stabilization
  • Asset quality and market strength
  • Exit clarity

What's available:

  • 80%, 85%, even 90% LTV with subordination structure
  • No/low reserves options
  • Low FICO β€” LTV adjustment not a decline
  • First-time investors welcome
  • $250K–$20M+ β€” closings in 14 days

DM me the deal. Drop DSCR below.

Offering