DSCR Loans With No Ratio Requirement? Yes, That Exists.

[Joyce Ann Magallanes]

Most DSCR programs still require your rental income to cover the mortgage payment at some minimum ratio. There's financing out there right now that skips that requirement entirely, along with a few other options worth knowing about.

✅ DSCR No Ratio, no minimum debt service coverage required*
✅ DSCR First-Time Homebuyer program available*
✅ Minimum FICO as low as 620 on Non-QM programs*

If you've been turned down on a DSCR deal because the ratio didn't pencil, or you're a first-time investor trying to qualify without traditional income docs, this is worth a look. Send your scenario. 

*Rates, LTV, and program terms are subject to change and vary based on borrower credit profile, property type, and market conditions. Not all applicants or properties will qualify. This is not a commitment to lend.