The DSCR Split Most Investors Do Not Know They Are Missing

[Joyce Ann Magallanes]

The market standard on DSCR loans has been sitting around 80% purchase and 75% cash out for a while now. That gap matters more than it seems on paper, especially on a refinance where every extra point of leverage changes what you can pull out or roll into your next deal.

We are currently offering 85% purchase LTV and 80% cash out LTV on DSCR*, with a 720 minimum FICO. No income docs, no tax returns, qualification based on the property's cash flow.

If you have been running numbers for your DSCR deal, it is worth rechecking your scenario against these before you lock anything in. 

*Rates, LTV, and program terms are subject to change and vary based on borrower credit profile, property type, and market conditions. Not all applicants or properties will qualify. This is not a commitment to lend.