Two Documents That Cost Nothing and Change Every Negotiation

[Joyce Ann Magallanes]

A term sheet and a proof of funds letter are two of the most underused tools in an investor's toolkit, mostly because people assume they cost money or take days to get.

They do not have to. As a private lender, we issue both at no cost. A term sheet gives you real numbers to work with before you are locked into a contract, and a proof of funds letter puts you in a stronger negotiating position the moment you submit an offer, especially against buyers who are still scrambling to prove they can close.

Sellers and agents move faster for buyers who show up prepared. Both documents take that guesswork off the table for them, and they cost you nothing to get in hand.

If you are working on an offer this week, get both lined up first. Send us the property details and we will get them back to you.