- Loan Officer / Processor / Life & Health Agent
- Rancho Cucamonga, CA
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Portfolio Products Available In 18 States
Good Afternoon BP,
With the start of the New Year we all have goals that we want and in a lot cases need to reach. With that being said I want to let you all know about the types of nontraditional loan products that I have to offer you on top of regular conventional and government loans.
12 months Bank Statement Program
Highlights
- O/O, 2nd Home, N/O/O (owner occupied and non-owner occupied)
- Something proving self-employment (CPA Letter, Copy of Business Etc.)
- 720 fico for purchase and 740 for all other transactions
- 5 Years out of foreclosures
Portfolio Standard Doc Program
Highlights
- O/O, 2nd Home, N/O/O
- 680 Purchase and 700 for everything else
- 5 Years out of foreclosure
Expanded Criteria
Highlights
- O/O Purchase and Rate/term refinance only
- 5/1 or 7/1 arms only
- One day out of foreclosure and Short Sale
- 2 Years out of BK
- 660 Fico required
Asset income program
- O/O, 2nd Home C/O (cash out) Available
- 1 million liquid Assets needed
- 740 Fico
1 Year Tax Return Program
- O/O, 2nd Home and N/O/O
- 720 Fico for purchases and 740 for everything else
These are just brief highlights of what I have to offer so if you have any questions fell free to ask on here or PM me.
Again I can give you more details about all programs and we can go from there. Oh and by the way all these programs are 5 years after a foreclosure.
We lend Portfolio deals in the following states:
AZ, CA, CO, DC, FL, HI, IL, MD, MT, NC, NJ, NV, NY,OR, SC, VA, WA
Let's close some loans BP :)