Has Your Bank Said No?
Low Doc/Stated Program
No Income Stated or Verified
N/O/O Only (SFR, Condo/Townhouse, 2-4 Units, Mixed-use, Office, Retail)
$100,000 – $2,000,000 Loan Amounts (see our Hard Money Product for larger loans)
30 year amortization – 3, 5 or 7 year Fixed Term available
Interest rates range from 7-10% depending on borrowers fico and LTV
Prepayment Penalty Ranging from 1- 3 years
Up to 75% Purchase with a 650 FICO
Up to 70% Refinance with a 650 FICO
FICO down to 500 with LTV Restrictions
Interest Only Options Available
No Reserves Required
1st time Home Buyer OR Borrower that Rents their Primary – OK
Lender allows Gift of Funds and Non-Seasoned Assets
Foreign National Program:
NO Proof of Income Necessary.
NO SS Necessary.
NO Citizenship Necessary.
NO Green Card Necessary.
Borrower MUST have established U.S. Credit
Must be N/O/O (Non-owner occupied)
Money in Foreign Banks or Offshore Accounts OK.
70% LTV Financing Available Purchases & N/O/O
65% LTV Financing Available Refinance – Stated.
65% LTV on O/O with ITIN# and proof of ability to repay.
Only Requires a Passport.
Loans from $100,000 to $5 Million (exceptions considered on higher loan amounts).
Eligible Property Types: Residential SFR, Condo 2-4 Units, Non Warrant-able Condos and Condotels OK, Multi-Family, Mixed Use, Office & Retail
Hard Money Bridge Product
SFR, Condo/Town homes, 2-4 units, Multi-family, Mixed Use, Office & Retail
N/O/O only (Residential properties)
Purchase and Refinance
Up to 70% LTV with a 650 FICO+
Loans from $50,000 to $10,000,000
FICO’s as low as sub 500
Terms 2 year I/O or a 30 due in 5
Rates from 8-11% depending on borrowers fico and LTV
NO DSCR calculations for all residential properties!
NO Income requirements!
NO Impounds required!
PM me here, or Call me at: 262-292-1710