Fix and Flip or Fix and Hold Financing

[David N.]

Constructive Loans LLC a division of Fay Servicing LLC is a direct private lender for non-owner occupied residential, and multifamily properties throughout the United States. We provide fast funding for a variety of real estate transactions such as fix-and-flip, rehab-to-rent, long-term rental, cash-out refinance, and multifamily redevelopment.

We are self-funded, allowing us to move quickly, and finance your project using 100% of our own capital at competitive rates. We are focused on providing excellent client service, a professional approach, and true reliability.

REHAB FIX & FLIP LOAN PROGRAM

Property Types: Residential 1-4 Units

Term: 9 Month

Rates: As low as 6.99%

Loan-to-Cost: Up to 90%

Rehab Costs: Up to 100%

Occupancy: Non-Owner Occupied

Prepayment: 3 month (3 month’s interest)

Purchase or Refinance: OK

Loans up to 5 Million

FICO Score: 600 minimum

LONG TERM RENTAL LOAN PROGRAM

Property Types: Residential 1-4 Units (4+ units on case by case)

Term: 30 year Fixed or ARMs

Rates: Starting as low as 6.49%

LTV: Up to 85%

Occupancy: Tenant-Occupied

Prepayment: 3 year (3-2-1)

Seasoning Requirements: Call for details

DSCR Requirements: 1.0

Purchase or Refinance: OK

Loans up to 1.5 Million

FICO Score: 620 minimum

Give us a call today! We’d love to hear from you.