Residential HELOC on househacked property

[Steven D Martin]

I am currently house hacking a property and went to a bank to get information on possibly a HELOC loan. They told me that since I am renting out over 50% of the property that they wouldn't do a residential HELOC, and I couldn't do a business HELOC due to me not having an EIN and LLC. And even if they did it he HELOC would only be up to 70% of the property value, which doesn't work for me mathematically right now. So, is it even possible at all to get a residential HELOC on a property that since you're house hacking it is your primary residence?

[Lien Vuong]

Thats a very odd requirement that they have, I would just go to another bank and explain your process and get a HELOC.