Consolidating credit card debt, best options.

[Billy Farley]

My wife and I currently own 3 doors and moved to a new larger city in hopes to come continue our real estate investing journey.

Over the past year we have dealt with death in the family, 3 totaled cars, medical bills, moving expense, job change. It has been turbulent, but things are finally settled.

We finally renovated our home and are stable. But we have amassed around 40k of cc debt that we need to pay back. We make combined around 150k a year and would like to consolidate. I looked into 0% cards to balance transfer but with my self employed income and my wife’s name change, it’s proving to be a nightmare. Is there any private or better option debt consolidation options?

Once we get that cc balances taken care of on a stable payment. We want to aggressively pay it off whilst saving for our next BRRRR.

[Steve Vaughan]

Situation built for the Dave Ramsey play book. 

Scorched earth budget, beans and rice, Christmas is a craft, a date is a walk in the park.  

Punch this cc debt in the face every 2 weeks, smallest balance first, until it is gone.