Is This For Real? High Yield Savings Accounts 5.27%

[William Coet]

Are these legitimate savings accounts that are insured?  It almost seems to good to be true to be able to get the same returns as a Certificate of Deposit.

https://finance.yahoo.com/personal-finance/best-high-yield-s...

[Benjamin Weinhart]

Quote from @William Coet:

Quote from @Matthew Crivelli:

Vanguard Money Market Account - Ticker Symbol - VMRXX - Today's Rate - 5.27% 

Thanks, Is that FDIC insured?

 It wouldn't be, but it's also a fund made up of US Treasuries, so you get practically the same amount of insurance since both are backed by the US Govt. Just has an extra step for the MM fund.