Lending - Debt consolidation

[Mike C.]

Good morning,

I am currently looking into a personal loan for debt consolidation in the state of TX (lender doesn't have to be from TX).  I am looking to pay off some of my other loans that are at higher interest rates so that way I can just have one payment instead of multiple.  

My current FICO score is approx. 800, and self employed.  Currently own my own house valued at approx $250k, with $58k left on the mortgage.  

Curious to see what the interest rates are currently and what I could qualify for.  If there are any questions you are welcome to send me a personal message or post here and I can msg you.  

Thank you!

[Mike C.]

Quote from @Steve Vaughan:

An up to 80% LTV heloc could be an option.

For reference though, ours is 9.55% and in 1st/ only position.  

The other option is old school punch each debt in the face Dave Ramsey style.  Are any of your debts on a vehicle you could sell and downgrade while you work through this? 

Thank you for your response. I got my vehicle fully paid for. I am not in the red or anything overall, just have a few payments all over the place so was just trying to put them under one umbrella instead to make a larger payment instead of 4 different ones. I will look into a HELOC, I may have to post over at the lender forum probably.