Refinance Primary Residence
Can someone help? I am searching for a new loan, I must refinance my primary home to get out of a horrible interest rate. I have good credit and no debt except for this mortgage but get turned down for low income. I am not a bad risk. I rent rooms out of my house but lenders wont take that income into account. I have a free and clear rental and a disability income as well. Is there anyone out there that knows of a stated income refinance opportunity? After 20 years I haven't even paid down the principle. Its devastating.