"pre-screened" offers???

[Ty Wesley]

Hey again BP members,

Can someone tell me if the prescreened (or pre-approved) credit offers that come in the mail affect your credit score? I've learned from reading this forum that credit inquiries and credit checks affect your score negatively, so are these credit card companies running your credit before they approve you??

Or do they do some kind of soft pull that doesn't affect your score in the way a hard pull would??

How do they determine if you are qualified for their offer?? What exactly do they look at??