My credit is in the low 500s. I have a car note that is paid up to date and 2k worth of student loans in collections. What should I do to increase my score and eventually be eligible for a line of credit?
Pay off the loan that is in collections. That's likely what is ruining your score, and getting rid of that and continuing to pay on time on your car loan will start to build some positive credit.
Good luck with it, @Jaren Smith