Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime
General Landlording & Rental Properties
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 3 years ago on . Most recent reply

User Stats

199
Posts
42
Votes
Tina Lee
42
Votes |
199
Posts

bad credit due to debit consolidation ( should I accept ?)

Tina Lee
Posted

Hi all, I have an applicant she has 668 credit score and her husband 800. however she explaint her late payment occur on 2017 and all because of debit consolidation company told her to stop payin for all the bill so she can consolidate them. and i was ok to give a benefit of dought 

and ask for extra last month of rent , she didn't want to pay for it. and that had me worried. so over the weekend I did not pick up her call need time to think over now she is back saying she is ok to pay extra month.


should I move on or should I still work with her, at this point i alos saw 5-6 late payment on 2017 ( as she claimed was due to debit consolidation) which I am not familiar with and she did provide me with pay off papers ( some of them show only 70% paid off and account closed.

Should I take chance or should I let it go.

Most Popular Reply

User Stats

139
Posts
146
Votes
Don Gouge
  • Specialist
  • Johnson City, TN
146
Votes |
139
Posts
Don Gouge
  • Specialist
  • Johnson City, TN
Replied

What is your standard criteria as to credit? Personally I would be fairly pleased with a 668 and an 800. I would be more concerned with evictions.

Loading replies...